The Impact of Covid 19 on Banking Profitability (Study on LQ 45 Banking Issuers Listed on the IDX)

Abstract

The role of banking sector towards the economic growth of a country could not be denied. The
stimulation of an economic growth of a country is being guided through the government and financial
institution. Thus, this research investigates on the impact of the pandemic covid-19 towards the financial
institution especially in the banking industry in Indonesia. This research evaluates the impact of the
pandemic towards the profitability and the overall operation in the banking sector based on the liquidity,
loans deposit ratio, turnovers and cost of operation of the banking industry in Indonesia and the role of the
government in enhancing the economic growth through financial institutions.