NPAs- The Heavy Load of Bad Loans on The Indian Banking System A Comparative Analysis of Private and Public Sector Banks

Authors

  • Mr. VIKAS SIKARWAR, Ms. DEEPIKA

Abstract

In today’s era where so many big corporate houses and industries are doing default on loan repayments and in result the burden of NPAs are increasing on banks. So, Non-performing assets becomes a major subject of concern for banks, financial institutions and policymakers to get strict on policies related to it. We have tried to identify the reason behind it and hence analysed public and private banks NPA to account the rate and hence find relation between gross advances and Gross NPA. The end results turned out to be that many of the relation are to that significant and the reason being the policy changes. We have also highlighted the peak of NPA in both private and public sector and given reasons also. The uniqueness in the paper is the timeline taken and the analysis used those are one-way ANOVA, two-way ANOVA and multiple regression. 

Published

2020-11-01

Issue

Section

Articles