A Framework for Implementing Electronic Payment Systems in a Jordanian Higher Education Institution

Abstract

Evaluating the implementation of E-payment systems is not a recent field of study.
However, a recent research trend is the study of factors influencing the E-payment
implementation systems at universities. Consequently, the present research is regarded
one of the lack that aims to study the variables influencing the E-payment
implementation systems at Universities in Jordan. In the study, participated a total
number of 464 students. The present study developed a new conceptual framework in
which the learners' intention to adopt E-payment is influenced by seven various variables,
namely self-efficacy, ease of use, security, perceived risk, perceived gain, performance
expectation and trust. For validating the research framework, the partial least squarestructural
equation modeling (PLS-SEM) method was conducted. The results indicated
that self-efficacy, ease of use, performance expectation and perceived gain have a
significant association with the intention of the learners to adopt E-payment, while
security and perceived danger have a significant connection. Be that as may, the comes
about activated out that believe has an immaterial relationship with the learners’
purposeful to utilize E-payment frameworks.